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  1. #1
    Frequent Member marlon's Avatar
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    Cool Insurance - Necromancing an old topic

    Hi guys

    It's been YEARS since I first asked this question.
    What's up in insurance world lately with regards to "all risk" camera gear?

    I used to be with my 4x4 insurance (Tuffstuff) and they had amazing all risk coverage, but since I don't 4x4 anymore, I moved away. Currently with a "general" (read: typical pay pay, deny deny claim) discovery insurance... Frankly, having seen the service and issues so far, I am very scared of ever needing to claim for camera gear.

    What and who are you guys using? I don't want to turn it into a "plug my friends company" post, but names would be nice, facts are facts... if theres a good reliable insurer for this stuff, I want to know about it. Both me and wifey have some expensive stuff (well to us is, and a mugging or car fire would render it irreplacable).

    Specialist insurers of just a good general insurance? Just want to hear your thoughts.

    Thanks in advance.
    Marlon

  2. #2
    Frequent Member elsahoffmann's Avatar
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    Default Re: Insurance - Necromancing an old topic

    Marlon, I switched to a new company about two years ago, (purely because their premiums were half of my previous premiums) and have had one claim for repairs on a lens which was damaged when I fell off the stairs and it hit the tiled floor (noooo I was not inebriated )

    I have been very happy with service - as well as premiums - and all my gear is insured all risk

    From what I recall - its a group that designed his package on the request of some big company in PTA/JHA - perhaps @Photo or something like that. Their premiums were the best I have ever seen, and still with full cover for accidental damage, theft and accidental loss - I hope that still is the case...

    This is my own experience - haven't heard anything else about them

    It used to be CGI (underwritten by Alexander Forbes) - changed name or was taken over by APIO

    HEREWITH THE INFO - I have dealt the both the people in Account handling team.

    Apio Risk Services is a boutique risk and insurance business. We provide a range of bespoke risk and insurance products to our customers, to protect their assets and liabilities. The word Apio itself means ‘connect’ in Latin, which is a fitting reference to the networks that we have built up over the years.


    ACCOUNT HANDLING TEAM
    Caron Whitfield (Account Executive) caronw@apio.co.za 011 799 6415 / 082 902 8382
    Jessica Edwards (Claims Specialist) jessicae@apio.co.za 011 799 6420

    EXECUTIVE LIAISON
    Richard Hood (Director) richardh@apio.co.za 011 799 6410

    DIRECTOR (ADMINISTRATION)
    Derek Strydom dereks@apio.co.za 011 799 6409

    ADDRESS DETAILS
    Postal Address: PO Box 70182
    Bryanston
    2041
    Physical Address: 4 Georgian Crescent West,
    Bryanston
    Office Telephone Number: 011 799 6400
    Web Address: www.Apio.co.za

    Nudity is the most Avant Garde form of dress

    www.elsahoffmann.co.za
    www.intimateimages.co.za

  3. #3
    Frequent Member marlon's Avatar
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    Default Re: Insurance - Necromancing an old topic

    Thanks Elsa for the reply, and the PM's I got.
    I need to switch asap, confirmed this morning how many fine print catches there are with my general discovery insurance at the moment, it's good but not great. If I slip and fall on my backpack, it seems there will be some drama.

    Hope this post will also help future searchers.

  4. #4
    Frequent Member elsahoffmann's Avatar
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    Default Re: Insurance - Necromancing an old topic

    Marlon - from what I recall - the issue came in with most insurance companies not covering the 3 things I mentioned :

    (You might think you are covered until you lodge a claim....)

    1. Theft
    2. Accidental damage
    3. Accidental loss

    And they are all equally important to me

    I hope you get sorted
    Nudity is the most Avant Garde form of dress

    www.elsahoffmann.co.za
    www.intimateimages.co.za

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